Mortgage
Got a question about Mortgage Loan? Write to us
Loans
Got a question about Mortgage Loan? Write to us
Mortgage
Got a question about Mortgage Loan? Write to us

We Have Helped More Than 10,000 Family

  • Various Loan Options
  • Free & no obligation
  • Secure and Reliable
  • Offer within a few hours

Our company is dedicated to work with you and make your American dream a reality. With over 20 years of experience and professionalism we make buying easy and enjoyable. Buying a home should not be stressful. We offer a wide range of loan programs, from FHA, conventional, VA, jumbo and non qualified mortgage loans. Our knowledge and experience will find the perfect loan that fits your buying needs.

Fixed Rate Mortgage

At Advantage Wholesale Mortgage, our fixed-rate mortgage offers the stability of consistent monthly payments, allowing you to budget confidently without surprises. Our team guides you through the entire process, ensuring a seamless and stress-free experience as you secure your dream home. Trust us for reliable, personalized service every step of the way.

FHA Home Loan

Our FHA Home Loan provides an excellent option for first-time homebuyers or those with less-than-perfect credit. With lower down payment requirements and flexible credit guidelines, this loan makes homeownership more accessible. Our team will guide you through the entire process, ensuring a smooth and supportive experience. Trust us to help you achieve your homeownership dreams with the personalized, reliable service you deserve.

VA Home Loan

Our VA Home Loan is designed to benefit veterans, active-duty service members, and their families. With no down payment requirement and competitive interest rates, this loan offers a fantastic path to homeownership. Our dedicated team will support you through every step, ensuring a smooth and stress-free experience. Trust us to provide the personalized, reliable service you need to secure your dream home with a VA Home Loan.

Rehab Loan

Perfect for those looking to purchase and renovate a home. This loan combines the costs of the home and its renovations into a single mortgage, simplifying the financing process. Our experienced team will guide you through each step, ensuring a smooth and efficient experience. Trust us to provide the personalized, reliable service you need to transform your property into your dream home with a Rehab Loan.

USDA Loan

Designed to help families in rural and suburban areas achieve homeownership with zero down payment and competitive interest rates. This loan program supports those who meet specific income requirements, making it an excellent option for eligible buyers. Our dedicated team will assist you throughout the entire process, ensuring a smooth and supportive experience. Trust us to provide the personalized, reliable service you need to secure your dream home with a USDA Loan.

Jumbo Home Loan

Tailored for those looking to finance high-value properties that exceed conventional loan limits. With competitive rates and flexible terms, this loan provides the financial support needed for luxury home purchases. Our expert team will guide you through the entire process, ensuring a seamless and personalized experience. Trust us to offer the reliable service you need to secure your dream home with a Jumbo Home Loan.

First Time Home Buyer

Designed to make your dream of homeownership a reality. With lower down payment requirements, competitive rates, and tailored guidance, this loan is perfect for new buyers navigating the home buying process. Our dedicated team will be with you every step of the way, ensuring a smooth and supportive experience. Trust us to provide the personalized, reliable service you need to purchase your first home confidently.

USDA Loan

Designed to help families in rural and suburban areas achieve homeownership with zero down payment and competitive interest rates. This loan program supports those who meet specific income requirements, making it an excellent option for eligible buyers. Our dedicated team will assist you throughout the entire process, ensuring a smooth and supportive experience. Trust us to provide the personalized, reliable service you need to secure your dream home with a USDA Loan.

Low Down Payment Purchase Options

Makes homeownership more accessible by requiring less upfront cash. With competitive rates and flexible terms, these options are ideal for buyers who want to minimize initial costs. Our experienced team will guide you through the entire process, ensuring a smooth and supportive experience. Trust us to provide the personalized, reliable service you need to achieve your homeownership dreams with lower down payments.

Investment Property Loans

Tailored for those looking to invest in real estate. With competitive rates and flexible terms, these loans provide the financial support needed to purchase and manage rental properties or other investments. Our expert team will guide you through every step, ensuring a seamless and efficient experience. Trust us to offer the personalized, reliable service you need to expand your investment portfolio with confidence.

Refinance

Designed to help you achieve your financial goals by securing better mortgage terms. Whether you're looking to lower your interest rate, reduce monthly payments, or access your home’s equity, our competitive rates and flexible terms make refinancing a smart choice. Our dedicated team will guide you through the entire process, ensuring a smooth and stress-free experience. Trust us to provide the personalized, reliable service you need to optimize your mortgage with a refinance.

No income loans

We offer a unique solution for those with non-traditional income sources. Designed for self-employed individuals, freelancers, and others without conventional income documentation, these loans provide flexible qualification criteria and competitive rates. Our experienced team will guide you through every step, ensuring a seamless and supportive experience. Trust us to provide the personalized, reliable service you need to secure your home financing with a No Income Loan.

1099 loans

Specifically designed for self-employed individuals and independent contractors who receive 1099 income. These loans offer flexible qualification criteria and competitive rates, making it easier for you to secure financing without traditional income documentation. Our expert team will guide you through every step of the process, ensuring a smooth and efficient experience. Trust us to provide the personalized, reliable service you need to achieve your homeownership goals with a 1099 Loan.

Private loans

We offer an alternative financing solution for those who may not qualify for traditional mortgages. Ideal for unique situations, these loans provide flexible terms and competitive rates tailored to your specific needs. Our dedicated team will work closely with you to ensure a smooth and efficient process from start to finish. Trust us to deliver the personalized, reliable service you need to secure your home financing with a Private Loan.

Reverse Mortgage

A Reverse Mortgage is a way for Americans aged 62 and over to access the equity in their home for life's expenses. Homeowners can use a large portion of their home's equity to take out cash in a lump sum or in monthly payments. Homeowners will not be required to make mortgage payments on this loan as long as they live in the house, and the loan is insured by the Federal Housing Administration (FHA). Talk to Advantage Wholesale Mortgage today about how a reverse mortgage can give you the financial security that you deserve in the prime of your life.

Our Advisors Are Ready To Help You

Weekdays  8AM- 5PM
(305) 804-5949
[email protected]

The amount you can borrow depends on several factors, including your income, credit history, debt-to-income ratio, and the type of loan you are applying for. Our team at Advantage Wholesale Mortgage will work with you to assess your financial situation and determine the loan amount that best fits your needs and goals. To get a more accurate estimate, we recommend scheduling a consultation with one of our mortgage experts.

To receive a loan offer from Advantage Wholesale Mortgage, you'll need to meet certain criteria, which may vary depending on the type of loan you are seeking. Generally, the requirements include:

  • Credit Score: A minimum credit score, which varies by loan type.
  • Income Documentation: Proof of income, such as pay stubs, tax returns, or 1099 forms for self-employed individuals.
  • Employment History: Stable employment history, typically for the past two years.
  • Debt-to-Income Ratio: A manageable level of debt relative to your income.
  • Down Payment: Depending on the loan type, a down payment may be required.
  • Property Appraisal: The property must meet certain appraisal standards.

    • Our team will guide you through the application process and help you understand the specific requirements for your loan. For a personalized assessment, we recommend scheduling a consultation with one of our mortgage experts.

    We are here to assist you with all your Mortgage needs

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